Southeast Missouri Mutual Fire Insurance Company, Inc. (SEMO Mutual) can provide you with the security of insurance to protect your home, your personal property, livestock, and more. Our pledge is to offer safe, strong and reliable insurance protection to those who qualify to become company members.

SEMO Mutual is located in Dexter and has served the Southeast Missouri region for over 100 years. Neighbors helping neighbors led to the creation of mutual insurance companies in Missouri over a century ago. Each company is a true cooperative, run by policyholders for policyholders.

SEMO Mutual is overseen by a board of directors made up of local farmers and business people who are policyholders. Directors are elected to the board by policyholders. As members of the community and region, the board is able to understand our particular insurance needs that may differ from other regions in the state. However, SEMO Mutual, by working with other Grinnell Mutual, offers the necessary range of insurance policies to provide protection for our community.

Members of the governing board are: Darrel Pyle, President; Gary Trammell, Secretary; Justin Trammell Assistant Secretary; Daniel Scott Wethington, Gregg Miller and Marilyn Vancil.

As members of the communities we serve, we have a personal stake in the well-being of our neighbors. When you insure with SEMO Mutual, the payment you make stays here helping your friends, your neighbors and the economy of our area.

Gary Trammell, Justin Trammell, and Gregg Miller would be happy to answer your questions regarding SEMO Mutual and your insurance needs. Always ready to assist is our staff that includes, Melanie Miller, Sue Horn, and Micah Staggs.

Contact us for more information about the insurance protection we can provide you and your family. People helping people is our concept and you can count on SEMO Mutual to protect your family and property.